5 Tips How To Avoid Credit Scam

Currently, credit card scam is increasingly widespread. Many ways are done some unscrupulous to be able to spend the credit card limit the victim. Therefore, the police are currently intensifying the socialization of anti-credit card scam. In addition to reducing the number of victims, the increasing number of credit card users over time will also increase the likelihood of crime.

An example of a scam that often happens is someone who claims from a particular company with a particular interest to request data to be registered as a credit card holder without realizing it. After the number of bills piles up, then the victim realized that there are credit cards that never had to make various transactions.

Although today many ways to avoid credit card scam, in fact, there are still many outstanding reports of the crime. Therefore, here are some ways that can be applied to preventive and curative efforts in confronting credit card scammers

Method 1: Reject Swipe Credit Card On "Fishy" EDC Machine 

What is meant by "Fishy" EDC machine not a fake EDC machine, but EDC machine that is not connected with the organizer of buying and selling. For example, if a courier on behalf of a bank credit card provider says that there is a lottery voucher or something and has to do some transactions using an EDC machine. Although the machine is genuine, you will not connect with the voucher provider in question because it is fictitious. So, immediately reject the transaction by swiping a credit card in the "Fishy" EDC machine even though the offer is so seductive.

Method 2: Call the Call Center if it has already deposited Data Self

If you have already deposited the data yourself and you realize something is wrong or feel hesitant, contact your call center bank credit card service provider immediately. Thus, in case of the scam, you will be able to immediately realize it and make curative efforts in solving the problem.


Method 3: Checking Final Deals and Blocking

If the last transaction is still related to you, it could be scammer have not drained the credit card. But if there is a transaction outside of your activity with a credit card, then it could be scammer have done the action. After all, when the credit card has been burglarized things to do is block it. Without blocking, you may receive an enormous amount of bills

Method 4: Disclaimer of Transaction

If it is known that the transaction has nothing to do with you, transaction breaks can be made. You can create a declaration of a transaction break with a name, credit card number, event chronology, and signature. Do not forget to attach supporting documents such as a photocopy of identity, credit card and proof of transaction that you do not do.

Estimated time of application for transaction averages of 6 months. Within those six months, the bank can grant the request and refund your money or refuse it. This is entirely the rule of the bank. Examples of deals can be denied are double posting, credit card transactions never owned or registered, and scammer in the form of shopping that was never done.

Method 5: Be aware of a Credit Card "Borrower"

Sometimes the nearest person or co-worker may be doing such a disservice as spending your credit card without consideration. As a result, the charges you receive will be higher than normal. If this happens, limit your credit card borrowing activities so that you will not be harmed more. Similarly, if there are activities that suddenly occur without you knowing it. It could be a credit card was "borrowed" without permission. Do not let this happen. Increase the security of your credit card to be more controlled.


Use Credit Cards Wisely

Being aware of credit card scam early can be a great solution to be more careful and prevent things that are not desirable. Use credit cards wisely to make our lives more profitable than it and not even harm us as users.