3 Things to Do When an ATM Card swallowed

all public banks or private banks surely provide features in the form of ATM or Automatic Teller Machine. This service is made to facilitate and assist banking related affairs.

We can take cash, check balances, transfers and other transactions, without having to come to a branch office that is likely to waste enough time to line up long and face to face with the bank officer.

ATM is very useful as long as we use it properly and correctly.

However, ATM is a machine anyway. Sometimes the interruption, error, or corruption. In addition, human error factors such as, careless, and so forth should be considered in order not to be a problem when using an ATM card.

If both of these errors happen in our unlucky day that happens to be using an ATM, this might make an ATM card swallowed in the machine. This can happen to anyone and anytime, or maybe you are currently experiencing it.

Know what's causing the ATM card to be swallowed:


# 1 ATM Machine Damaged And Error

No machine is perfect, as well as ATM machines that we often use.

ATM machines often experience errors with damage caused by various things. One of them comes from a satellite that is being disturbed.

If you use a damaged ATM machine before it is repaired and you do not realize it, chances are the machine will swallow your ATM card.

But usually, most of the damaged machines will refuse our ATM card. The card will be vomited and the transaction is not running.

If you experience it immediately grab your ATM card and immediately look for another ATM machine that is not experiencing interference.



# 2 Power Off When Using ATM Machine

Everyone knows if the ATM requires electricity to operate, The power failure becomes one cause your ATM card is swallowed.

ATM machine is not a machine that can store power such as a laptop or mobile phone.
This has been addressed by the bank by providing a generator system. However, generator system does not always guarantee ATM machines will be safe from power outages.

If it is like this has been confirmed ATM card swallowed by the ATM machine.

Even if you press the cancel button many times still cannot return your ATM card, especially if the power off all day.


# 3 Incorrect Entering ATM PIN

The use of ATM cards equipped with a PIN will make your ATM card safe even if lost and used by others.

The ATM PIN must be kept in mind to keep the ATM card from being swallowed.

One of the mistakes people make ATM card swallowed, that is because forgot the PIN.

Although the machine is normal, if the user forgot the PIN and keep forced to enter it until many times, the ATM card cannot come out anymore alias swallowed.

The PIN on the ATM card is very important because if someone attempts to break into your ATM card, it will be impossible to do so as long as the person does not know your PIN.

It is true if we are type wrong PIN as much as 3 times in a row cause the ATM card is blocked and usually the machine will issue the card. However, there are also machines that swallow it.

Machines that automatically swallow an ATM card if 3 times wrong PIN, deliberately programmed for security. If someone else is forced to break into your ATM card and not that person does not know the PIN, then the burglary will not work.


# 4 ATM Card Is Out But Lost Taken

Too focused to take the money and take the receipts often make us forget to immediately take the ATM card that has been out.

Lots of cases swallowed ATM card because of human error this one.

If half of the card is still bitten by the mouth of the hole where the card, within a few seconds, is not rushed taken, then the machine will automatically pull back and swallow it.

How to Handle If an ATM Card is Swallowed

# 1 Relax and Never Panic!

If the ATM card is swallowed, the most important thing to do is do not panic. Panic will only make the atmosphere more chaotic.

May you often see news about the frequent fraud mode at ATMs?

The mode is not much like the two people who offer help to remove the card, to the number of fake customer care affixed to the ATM machine.

Try to stay calm!

Do not shift from an ATM machine if there are any odd occurrences, such as money and cards that do not come out even if you have entered the PIN and the nominal money you will take.

Beware of the people around you. Immediately phone to customer care, to immediately do the blocking. Make sure the customer care phone number is correct.


# 2 Immediately Contact the Customer Service Bank

If the ATM card is swallowed, immediately telephone the customer service of the Bank concerned to do the temporary blocking.

Usually, the bank will ask some questions for data verification.

Commonly asked questions are the name, address, account number, and mother's name. ATM card blocking is important to avoid card use by irresponsible parties.

do not forget to ask also what requirements should be taken when in the branch office later so you do not go back and forth to the bank.

Because, based on experience, there is a bank that will ask us to include a letter missing from the police station. If so requested so, it would not hurt to immediately take care of it to the police station.

Usually, the requested requirements are ID card and passbook. Do not forget to set up some money for administration fees.


# 3 Soon to Visit the Nearest Branch Office

The last thing you should do is to come to the nearest branch office to retrieve your swallowed ATM card.

Based on experience also, usually, the card is replaced with a new one to shorten the process of return.

At the teller, you will be asked to fill out the form and again will be asked some questions about the card like when the card is swallowed, at which ATM, the last transaction, and so forth.

If there are no obstacles, your new ATM card will be completed on the same day.