6 Easy Ways To Save Money
Since childhood, we are always taught Father and mother to save some money. Unfortunately, the habit of saving is generally lost as we grow up. It's very hard to set aside an allowance or our income to save. Costly living costs sometimes make the amount of money we can save like crumbs, little and insignificant. Not to mention there are many temptations to eat, hang out with my friends, or buy new clothes and gadgets. So what do we have to do in order to set aside the dollar at the end of the month?
Every time you receive a salary or a monthly money from parents, always set aside money that you have to save at the beginning. Do not wait for the rest of the usage for a month, because admit it, not necessarily your money will be left. There is always an unexpected expenditure of desire that makes you consumptive and wasteful.
This is a strategy that you can apply: determine what minimum nominal you have to save, then use the issue for your daily needs. You can also make an estimate of your cost requirement for a month, then put the rest into your savings account.
The nominal you are saving should also be tailored to your monthly needs. The division between saving money and unwise daily necessities can actually make you bother the money you used to keep in savings. Either because you feel too stingy to yourself this month, either because you are too concerned and fall ill. Always use your common sense, yes.
#1. Use the Autodebit Facility from the Bank. Every Time You Receive Salary, You Money Will Automatically Save!
Beginning of the month after receiving a salary is full of temptations. Not infrequently, euphoria celebrating payday makes you forget to save. As a result, just two days of payday, your money is used up a lot! Well, if you often experience problems like this, then do not hesitate to use the auto debit system in your bank account. Every time your paycheck gets into your account, your paycheck will automatically be sent to your savings account. More practical and more secure!
#2. Set a Specified Dollar ($ 5 & $ 10) As a Money Sheet You Must Save
The amount of money that fits - not too small and not too big - that you save every day will make your savings quickly fat. You may also feel more like "playful" than saving so your saving business will feel lighter.
#3. Smart Manage Your Money. Record Always Where and For Anything, You Use Your Money.
Record and monitory well all the financial transactions you do for a month. As the tips provided by the reader above, you can monitor your spending money by using a manual or using a financial settings application that you can download via your smartphone.
By keeping track of and monitoring all your financial activities, you can make a budget for your savings and daily needs. Not only that, you also can know what waste you have done, so you know what you should save. Monitoring all financial activities can make you know how extravagant you are so you can be even wiser in using your money.
#4. Make Detailed Budget Expenditure Per Day. Do not Break Your Rules.
Planning your spending budget on a daily basis is an easy step to control how much we spend. You will not be spending unnecessary items because it will cost you more than your budget limit. As a result, you will also be spared from extravagant actions that have always thwarted your plan to save.
The key is to always adhere to your own budget. Remember, once you break it, the easier it will be for you to break again the second or third time. So do not underestimate the standard of your spending budget.
#5. The amount of money you deposit every month should be consistent. With This, You Will Be Encouraged To Set Aside Money With The Same Number Every Month.
In order to save your goals quickly can be achieved, not only consistent to always save up at the beginning of the month. Consistently also with the minimum amount of money you save. It will call you to adjust your lifestyle - how to do it, you just have to be able to save with that amount. Quite simple, isn't?
#6. Join "Arisan"
Sometimes we have to be forced to want to save. Joining the arisan is one way
to force yourself. You will be forced to pay contributions monthly or weekly. When your money is saved, you can not take it back until your shuffle. Your money is also safe from your own ignorant hands.
Joining the arisan can be a little cheating your brain. When you can finally turn into an arisan money, you will feel your money doubled. When in fact it is the total of money you set aside per month! It's Fun isn't?
This can also be one way for you who still want to be able to save with the condition of social relations that are maintained. Yes, the arisan will not only be filled with saving only but also chatting and spending exciting time together. Note, you must also make sure that the person holding your money is trustworthy. If if you are not sure about the person who runs your arisan.
From some tips on saving and saving above, which one is best suited for you to apply in your life? Choose the most convenient way to save money. Come on, do not let your intention of saving fail. You will not be young forever, you know. Let's save while you can!
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